Home Equity Loans / Lines

Home Equity Loans / Lines

Use current home to help give your finances a boost. We offer home equity loans and lines of credit to help you afford that next big expense.

If your house has increased in value or you've paid down your mortgage since you bought it, you can secure financing to use as you need it. Funds are available as a lump sum or to use here and there. Put your home to work today.

Loans
  • Based on home's value
  • Use funds for most any need
  • Low rates and flexible terms
  • Interest may be tax deductible*
  • Affordable payments
  • Local decisions, underwriting, and management
  • Simple, online application to get started in minutes

*Consult your tax advisor.

Lines of Credit (HELOC)

A line of credit is similar to a loan, but instead of receiving funds in a lump sum, you are pre-approved for a certain amount to use as you need it. Interest is charged only on the amount you actually use.

  • Based on home's value
  • Use funds for most any need
  • Get pre-approved for a specific amount
  • Pay interest on only what you use
  • Interest may be tax deductible*
  • Easy access to funds when you need them
  • Low minimum monthly payments
  • Pay it off and use it again
  • No need to re-apply

*Consult your tax advisor.