We make an interview with the financial analyst, Steeve Jones. He helped us collect top 5 payday lenders and referral services.
Top 5 lenders and referral services operating in the USA
CashUSA: Overall best emergency loan
CashUSA.com is not a lender. It uses its network of lenders and other third-party networks of lenders. They will review your information and if you meet the common requirements (see the table below), you will be sebt an offer. This lending services includes state and Tribal lenders. Every client is able to submit a request for a personal loan with the efficient online lending process. If a lender approves you for a personal loan, you can receive extra cash within as early as the next business day. The lenders are eligible to lend up $10,000 depending on the personal data submitted by a client.
Contact data:
3315 E Russel Rd Ste A-4 Box #105,
Las Vegas, NV 89120
support@cashusa.com
866-973-6587
Table: Common requirements
| Age: | At least 18 years old |
| Residence: | US citizen or permanent resident |
| Employment: | At least 90 days |
| Account: | A checking account in your name |
| Contact data: | Work and home phone numbers, as well as a valid email address |
BadCreditLoans: Urgent loans for bad credit
BadCreditLoans is not a direct lender. This service is a free distribution platform through which you can connect you with a lender. After that procedure, they will send you the loan offer. Some lenders from the network offer line of credit. It means every person will find the right product for yourself. Request up to $10,000. Available financial products are:
- Personal Loans;
- Credit Cards;
- Business Loans;
- Student Loans;
- Auto Loans;
- Home Loans;
- Mortgage Loans.
Contact data:
2661 N Pearl St #431
Tacoma, WA 98407
support@badcreditloans.com
800-245-5626
carolinapremierbank.com: Payday loans NC
carolinapremierbank.com belongs to a referral service through which every American may apply for a payday loan. The service serves people people living in the following states: Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.
The services offers to submit an application online. Your request will be reviewed within several minutes. One or some of the lenders will send you an offer with the most favorable terms and rates. It is possible to issue loans up to $5,000.
Many lenders from the network offers diverse financial products:
- Payday loans;
- Business loans;
- SBA loans;
- Constriction loans;
- Personal loans;
- Commercial real estate loans;
- Home equity loans.
Contact data:
1125 E Broadway, #545 Glendale, CA 91205
888-775-08-59
Lightstream: For borrowers with good credit
LightStream is the nation’s premier online consumer lender. They offer low-interest, fixed-rate loans from $5,000 to $100,000 for practically any purpose. A LightStream loan can be utilized for:
- car loans and refinance loans;
- home improvement loans;
- pool loans
- timeshare financing and vacation ownership loans;
- boat loans and aircraft financing;
- fractional loans
- IVF financing;
- jewelry financing;
- medical & dental financing;
- adoption financing;
- preK-12 education loans;
- horse loans.
Contact data:
PO Box 117320
Atlanta, GA 30368-7320
Lending Point: Most transparent rates
Lending Point is a lender together with Applications submitted on this website may be funded by one of several lenders, including: FinWise bank, a Utah-chartered bank Member FDIC; Coastal Community Bank, Member FDIC that issues loans. This service operates on the territory of the United States since 2015. This company may issue personal loans: fast and easy loans from $2,000 to $36,500 with flexible financing options and rates ranging from 9.99% to 35.99% APR, with terms from 24 to 60 months.
Contact data:
1100 Walnut Street, Box #11, Kansas City, MO 64106
info@lendingpoint.com
(888) 969-0959