A Special Rate For New Accounts with Higher Balances

Earn 1.00% Annual Percentage Yield and Retain Access to Your Funds*

Get the most out of your savings while maintaining access to it — take advantage of our money market account special. For a limited time, earn a special rate of 1.00% APY on your balance of $1,000 or more. Enjoy the flexibility to make up to 6 transfers or withdrawals per month. Available to both individuals and businesses.

1.00% Annual Percentage Yield (APY) on balances up to $1,000,000.00

Initial Rate Guaranteed through September 30, 2017

  • Earn interest on balances over $1,000
  • Waive the $5 balance requirement fee by maintaining a minimum balance of $1,000 or more
  • 6 debits per month at no charge; $5 fee per debit in excess thereafter
  • Limited check writing privileges
  • Free online banking
  • Free mobile banking
  • Free eStatements
    • Combined checking/savings statement available
  • Free Mastercard® debit card
  • $1,000 minimum deposit to open

Business Money Market Tiers

Learn more about our business money market accounts.

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Interest Rate after Promotion

Balances ThroughInterest RateAPY
$999.99 .0000% .00%
$1,000.00 - $4,999.99 .10000% .10%
$5,000.00 - $99,999.99 .1500% .15%
$100,000.00 – $149,999.99 .2500% .25%
Balances Over $149,999.99 .3500% .35%


Composite APY

Balances ThroughAPY
$999.99 .40%
$1,000.00 - $4,999.99 .45%
$5,000.00 - $99,999.99 .48%
$100,000.00 – $149,999.99 .53%
Balances Over $149,999.99 .58%

Personal Money Market Tiers 

Learn more about our personal money market accounts

Interest Rate after Promotion 

Balances ThroughInterest RateAPY
$999.99 .0000% .00%
$1,000.00 - $4,999.99 .10000% .10%
$5,000.00 - $24,999.99 .1500% .15%
$25,000.00 -$99,999.99 .2500% .25%
Balances Over $99,999.99 .3500% .35%


Composite APY

Balances ThroughAPY
$999.99 .40%
$1,000.00 - $4,999.99 .45%
$5,000.00 - $24.999.99 .48%
$25,000.00 – $99,999.99 .53%
Balances Over $99,999.99 .59%

  • An initial variable rate of 1.00% will be paid on balances up to $1,000,000.00 and this initial rate is guaranteed through September 30, 2017. Rate may change at any time thereafter. The interest rate (s) and annual percentage yield(s) are accurate as of May 22, 2017. If you would like more current rate and yield information, please call us at 704-752-9292. The interest rates and annual percentage yields may change at any time.
  • This account is open to both businesses and consumers. One account per tax identification number. •This account is only available to businesses and consumers located in the following geographic areas: Charlotte-Mecklenburg MSA, including Mecklenburg and Union counties in NC, York, Lancaster, and Cherokee counties in SC, and all adjoining counties; Greenville-Spartanburg-Anderson MSA, including Pickens county and all adjoining counties. No brokered or institutional funds.
  • Fees may reduce earnings
  • During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.
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