Fund ongoing needs with a financing solution that provides ultimate flexibility. A home equity line of credit (HELOC) is similar to a loan, but instead of receiving funds in a lump sum, you'll be pre-approved for a certain amount to use as you need it. And you'll enjoy the personal attention you've come to expect from Carolina Premier Bank.

  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Easy access to funds
  • The interest paid might be tax deductible*
  • Pay interest only on what you use
  • Set up automatic payments to be deducted from your account monthly
  • Local decisions, underwriting, and management

*Consult your tax advisor.

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