Most of the time, a checking account is nothing to write home about. But we think you'll feel differently about Kasasa Cash® checking. Never pay a monthly fee and get more money to spend on the things you love through really high interest and refunds on ATM withdrawal fees. And get access to free online and mobile services — so you can bank whenever, wherever you need to.
- Free checking that rewards you in cash monthly
- 2.00% APY* on balances up to $25,000
- 2.00% to 0.25% APY on balances over $25,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
- Can link to high-interest Kasasa Saver® account
- No minimum balance to earn rewards
- No monthly maintenance fee
- Free online banking with bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Mastercard® debit card
- Unlimited check writing and debit card use
- Kasasa Protect™ available for added security
- $200 minimum deposit to open
It's easy to earn your rewards.
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 1 direct deposit or ACH credit post and settle
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
That's really it. And don't worry — even if you don't meet your qualifications during the cycle, your account is free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full Kasasa Cash rewards the very next cycle.
*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $25,000 receive an Annual Percentage Yield (APY) of 2.00%; and balances over $25,000 earn 0.25% interest rate on the portion of balance over $25,000, resulting in a range from 2.00% to 0.25% APY depending on the account's balance and (2) you will receive reimbursements up to $20 ($3.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. If you maintain a Kasasa Saver account with your Kasasa Cash account, the interest credited each month to your Kasasa Cash account will automatically transfer to your linked Kasasa Saver account on the first business day after your interest is credited. A linked account is the account reflected on your combined statement and must have identical titling. APYs accurate as of April 10, 2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $200 minimum deposit is required to open the account. Monthly Direct Deposit, debit card transactions, and receipt of electronic statements are qualifications for this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our client service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa Kasasa Cash, Kasasa Cash with Saver, and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.