Kasasa Saver

Kasasa Saver

Saving gives you more financial wellness and security, and with Kasaa Saver®, we make saving easy. Free Kasasa Saver links to your equally free Kasasa Cash® or Kasasa Cash Back® checking account to build your savings automatically.


When you earn cash rewards in your Kasasa Cash account, those earnings transfer into your Kasasa Saver. Plus, your Kasasa Saver earns up to 1.00% APY*! All for doing banking basics that you're probably already doing.

Summary
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $50,000
  • 0.25% to 1.00% APY* on balances over $50,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free e-delivery of monthly statements
  • $200 minimum deposit to open

It's easy to earn your rewards.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 1 ACH direct deposit post and settle
  • Have at least 12 debit card purchases post and settle
  • Enroll in and receive monthly e-Statements

That's all there is to it. And don't worry -- even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full Kasasa rewards the very next cycle.




Qualifications Information: To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back with Kasasa Saver account during each Monthly Qualification Cycle:

• Have at least 1 ACH direct deposit post and settle;

• Have at least 12 debit card purchases post and settle; and,

• Be enrolled in and agree to receive e-statements

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash with Kasasa Saver account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle: Kasasa Saver: Balances up to $50,000 receive an Annual Percentage Yield (APY) of 1.00%; and balances over $50,000 earn 0.249% interest rate on the portion of balance over $50,000, resulting in a range from 1.00% to 0.25% APY depending on the account's balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.05% APY. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account's balance is less than the transferred amount when transfer occurs. APYs accurate as of September 15, 2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $200 minimum deposit is required to open the account. Monthly Direct Deposit, debit card transactions, and receipt of electronic statements are qualifications forthis account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number. A Kasasa Cash with Kasasa Saver account is required to have a Kasasa Saver account. There are no recurring monthly service charges or fees to open or close this account. Contact one of our customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash with Kasasa Saver and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.


* APY = Annual Percentage Yield. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle (1) Kasasa Saver: Balances up to $50,000.00 earn an interest rate of .995%, with an APY of 1.00%; and balances over $50,000 earn 0.249% interest rate on the portion of balance over $50,000, resulting in a range from 1.00% to 0.25% APY depending on the account's balance. (2)Kasasa Cash Back: 2.00% cash back on up to a total of $400.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. (3) ATM Fee Reimbursements: You will receive reimbursements up to $20.00 ($3.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. If you believe you have not been reimbursed the correct amount of ATM fees, you must contact us within thirty (30) calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund.


When Kasasa Cash Back qualifications are not met, (1)Kasasa Saver: All balances earn .05% interest rate with an APY of .05%. (2)Kasasa Cash Back: No cash back payments are made. (3)ATM fees are not refunded. APYs accurate as of 02/01/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $ 200 minimum opening deposit is required to open the account. Monthly Direct Deposit/ACH credit,[receipt of electronic statements are qualifications of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account's qualifications. Limit 1 account(s) per social security number. An account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank professionals for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.