Avoid denied purchases and returned checks by setting up our low cost overdraft solution. Instead of huge fees for each overdraft, we offer you two much more sensible options. Open a line of credit* that's automatically accessed when you go over. There's no service charge, so you only pay interest on what you use. If you don't often need overdraft protection, you can link another Carolina Premier account and get transfers to cover overages.**

  • Protect your credit
  • No bounced checks
  • No maintenance fee
  • Pay interest on only what you use
  • Automatic transfers available*
  • Save on merchant NSF fees
* Credit approval required
**Transfers from a savings or money market account are limited to six per month, or a $5 fee will be assessed per transfer.
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